Top 10 Reasons to Live in Belfast
If you are looking for a vibrant city with ‘good craic’ and a popular arts and music scene, Northern Ireland’s capital city, Belfast, may be for you. With an iconic culinary scene, an unlimited offering of events and a sensational setting, here are the top reasons to live in Belfast. 1. The city is […]
5 Affordable Common-Sense Tips to Keep Your Home Secure
Whether you live in a city flat, a suburban semi, or a country cottage, your home is your castle. It’s your base camp and your sanctuary, the one place where you and your family feel safe and secure. But in order to keep it that way, it’s worth keeping your wits about you. Did you know […]
How to Buy a Flat with a Short Lease
Are you looking to buy a flat, either for your own use as a home or as a buy-to-let investment? Flats including apartments and maisonettes are generally sold on a leasehold basis, and the length of the remaining lease has a big impact on the property value. The price of a short lease property, therefore, may […]
What impact would a change in Capital Gain Tax have on the property market?
We spoke to some Members agents of The Guild of Property Professionals about the impact a Capital Gains Tax (CGT) increase could have on the property market. According to Joe Gervin, Director and In House Solicitor at LPS Real Estate, Liverpool, the tax changes would have a significant impact on landlords as the focus on […]
Does direct mail marketing still have a place in today’s digital world?
Saying that 2020 changed the way many companies do business is a massive understatement. Pivoting their strategies, businesses evolved and adapted to a new way of working with many people now working from home for the foreseeable future. With the adaption, we saw a surge of digital products and services to help businesses continue to […]
5 Most Common Home Survey Problems and What to do Next
Are you in the process of buying a property and are wondering about getting a survey? Don’t make the mistake that far too many homebuyers still make, thinking it’s an unnecessary expense. A study carried out by the Royal Institution of Chartered Surveyors (RICS) revealed that those who didn’t bother with a home survey faced […]
Upcoming Changes to Land Transaction Tax Rates in Wales
As of 1 July 2021, there will be changes to Land Transaction Tax (LTT) in Wales. Up until 30 June 2021, LTT is payable when you purchase or lease a property above the threshold of £250,000. Therefore, currently, no tax is payable on the first £250,000 of a property. LTT is 5% on properties up […]
Homes for Under £600k
The Government has announced a new 95% mortgage scheme, allowing homebuyers to pay just a 5% deposit on their new home if purchased between April 2021 and December 2022. Read more about the 95% mortgage and whether this is applicable to you here. With this in mind, we explore properties on the market for under […]
95% Mortgages: Everything You Need to Know
Since March 2020, low deposit deals have virtually disappeared from the mortgage market, hitting first-time buyers hard, as well as those with low levels of equity in their property. During the COVID-19 pandemic, lenders saw these deals as high-risk and withdrew most of their offerings. The Government has now announced that it will be backing […]
The Stamp Duty Holiday Extension Explained
On 3 March 2021, Chancellor Rishi Sunak announced that the Stamp Duty Land Tax (SDLT) holiday will be extended until 30 June 2021 after facing pressure to extend the deadline by three months amid concerns of a ‘cliff-edge’ come the end of March. In the 2021 budget, Sunak confirmed that buyers hoping to make the most of the savings of the […]
